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Leverage is the use of borrowed capital to increase the size of an investment. In real estate, leverage most commonly takes the form of debt secured by the property, such as a mortgage, construction

Key money is an upfront payment made by a tenant to secure a lease, separate from the security deposit and rent. It is often associated with competitive rental markets where tenants may pay extra

Kiting is a form of financial misconduct that involves exploiting timing differences in the movement of funds to create the appearance of available money that does not actually exist. The most common form is

A jumbo loan is a mortgage that exceeds the maximum loan amount eligible for purchase or guarantee by government sponsored entities in the conventional mortgage market. In other words, it is a loan that

A junior mortgage is a loan secured by a property that is subordinate to another mortgage on the same property. The primary mortgage is the senior mortgage, and the junior mortgage sits behind it

Joint tenancy is a form of property ownership where two or more people hold equal ownership interests in the same property, with a right of survivorship. The right of survivorship means that when one

An IPO, short for initial public offering, is the process by which a private company offers its shares to the public for the first time and becomes a publicly traded company. Through an IPO,

Inflation is the rate at which the general level of prices for goods and services rises over time, reducing the purchasing power of money. In practical terms, inflation means that the same dollar buys

A housing market recession refers to a period of sustained weakness in housing activity and pricing. It often involves declining home sales, reduced construction activity, tightening credit, rising inventory, and downward pressure on prices